Six injured in three-car crash on Academy Boulevard in Colorado Springs

A driver is facing DUI charges after a three-car crash that injured six people on Academy Boulevard Wednesday afternoon, according to police.

The crash happened around 2 p.m. at the intersection of Academy Boulevard and Bijou Street.

Police said a Tesla was trying to turn left from Bijou Street onto northbound Academy Boulevard when it was hit by a Ford sedan that was traveling southbound in the northbound lanes of Academy Boulevard.

The Ford then hit a Mercedes that was trying to turn left from Bijou Street onto southbound Academy Boulevard, according to police.

Police said six of the eight people involved were taken to the hospital. Some of them sustained serious injuries, but police said all of them are expected to survive.

The driver of the Ford, 29-year-old Michael Tucker, was arrested on multiple charges, including vehicular assault and DUI.

The intersection was closed for about four hours while police investigated the crash.

pedestrian car accidents

Pedestrian Car Accidents: What to Do and When to Seek Compensation

What to Do in Pedestrian Car Accidents

Pedestrian accidents are no rare occurrence in the United States and especially Colorado. According to a recent writeup by NPR, pedestrian accidents that result in fatalities are at their highest level in years. Around 6,227 pedestrians were killed by motorists in 2018, which is a nearly 4% increase since 2017 and the highest fatality rate since the early nineties.

If you’ve been the victim of an accident as a pedestrian, it is vital to seek legal assistance in the aftermath. Let’s cover exactly what qualifies as a pedestrian accident and what steps you should take after this traumatic incident has occurred.

What Qualifies as a Pedestrian Accident?

A pedestrian accident occurs when a pedestrian is walking, running, or jogging and a motorist are involved in some form of a crash. Some scenarios which qualify as a pedestrian accident include:

  • Running a red light in a vehicle and hitting a pedestrian in a crosswalk.
  • Driving outside of designated streets, such on a sidewalk, and injuring a pedestrian in the process.
  • Either a driver or pedestrian’s vision is obscured by rain, clothing, other objects, darkness, windshield wipers, or poor lighting and are involved in a collision.
  • Backing into or hitting a pedestrian in a parking lot

Determining Fault in a Pedestrian Accident in Denver, Colorado

In a large portion of cases, the driver of the vehicle involved in a pedestrian accident is usually found at fault. However, this is not the case in every single such accident.

The law of negligence is usually used to determine fault in such cases. Essentially, the individual who does not properly exercise a certain level of care in specific circumstances could be considered negligent and thus at fault. In some cases, both parties could also be at fault. This usually involves a pedestrian jaywalking or cross this street at an inappropriate time while a driver is traveling over the speed limit.

Significant injuries and even death can result from a pedestrian accident, making such accidents extremely serious. Pedestrian crashes can result in injuries that put people out of work, disabled, without income, and can even result in death. Because of this, pedestrian victims must seek out legal advice in order to cover their injuries and financial loss after the accident has occurred.

What to Do After a Pedestrian Accident

Regardless of fault, the first thing either party needs to do is call the police or an ambulance. Even if everyone appears to be fine, a police report will need to be filed in order to have proof of the accident and for the police to conduct their investigation and issue a citation to the at-fault party. If possible, witnesses should also be involved once the police have arrived for additional details. Automotive insurance should be exchanged.

While waiting for police or medical professionals to arrive, photos should be taken. These photos (or even videos if possible) of the vehicle in question, as well as any injuries on the bodies of either party. This serves as proof for future use and can be given to the police for their report.

After these steps have been followed, a personal injury lawyer should be called immediately. A personal injury attorney can properly represent the pedestrian injured in such an accident and help them through the process of receiving compensation from the other person’s insurance company or possibly suing the at-fault party for damages. State laws tend to vary significantly when involving car insurance liability, complete with limits and exclusions for different cases. At times, a lawsuit may need to be made in case the fault party or their insurance company are not willing to cooperate.

A Law Firm You Can Trust for Personal Injury Representation in Aurora and Denver, Colorado

Pedestrian accidents are common occurrences in Aurora and Denver. If you or a loved one has been involved in such an accident, you don’t have to deal with the aftermath alone.

Alhasoon, Glidden & Glidden Law Offices are here to serve victims of pedestrian accidents in Aurora and Denver and throughout Colorado. AGG Law Firm has a team of passionate attorneys who are dedicated to advocating for you and have been winning personal injury cases for over twenty years.

Call us today to learn more about how AGG Law Firm can take on your case.

pedestrian accident

Citizens help Pueblo police catch suspected DUI driver in pedestrian accident

Police in Pueblo are crediting citizens with helping them capture a suspected DUI driver in a serious pedestrian accident.

The crash happened Wednesday night and involved a pedestrian. Police are reporting the pedestrian has two broken legs. The crash happened at 19th and Norwood just south of Highway 50.

The intersection was still closed as of 9:45 p.m.

“The driver fled the scene, but thanks to alert citizens, he has been captured,” police wrote on Twitter.

Police did not immediately identify the suspect.

pedestrian accident, car accident

What to Do If You Are A Pedestrian Hit by a Car or Truck

Car accidents are inevitable.

If you are a pedestrian that has been hit by a car, semi, or truck in Colorado Springs, Colorado, there are many things you need to keep in mind to avoid making matters worse and ensure that you get the compensation you deserve for your injuries or death of a loved one.

This article will discuss what you should do if you or a loved one was a pedestrian in Colorado Springs, Colorado that was hit by a car or truck.

pedestrian accident, car accident

What to do if you’re involved in a pedestrian accident:

Call for medical help immediately

Pedestrian-auto accidents are very serious and can result in severe injuries, catastrophic injuries, or even death. If you are able, call 911 immediately to get your injuries evaluated and get treatment for life threatening injuries or catastrophic injuries.

If you witness a pedestrian that was hit by a car or truck, call 911 immediately. Do not attempt to move them if they are unconscious or have sustained a series of personal injuries unless otherwise instructed by medical professionals.

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Exchange Contact Information:

If possible, get as much information from the driver that hit you (ex: insurance information, license plate information, etc). If you are a pedestrian injured by a car, avoid discussing the incident with the at-fault driver and let the police conduct their investigation.

Document the accident

Documenting the details of the accident will be very important during any later insurance claim. You should try to note down:

  • Contact details of the driver and any witnesses to the accident
  • Details of the car accident – time, date, location, weather and road conditions, as well as your version of how it happened
  • Name and badge numbers of police officers at the scene

If possible, it can also be useful to take photos of the accident scene to record details of how it happened. Photographs of damage to property may also be relevant.

Contact a Car Accident Attorney/Lawyer:

If you or a loved one was a pedestrian that was hit by a car, semi, truck, Uber, Lyft, or commercial vehicle in Colorado Springs, Colorado, you should reach out to the qualified car accident lawyers at Alhasoon, Glidden & Glidden Law Firm who can address your particular legal needs, explain the law, and represent you or your loved one to get you the compensation you deserve for your injuries or death of a loved one. Pedestrian accidents often result in serious injuries, catastrophic injuries, and even death. Do not go up against the insurance companies alone.

Take the first step now and contact Alhasoon, Glidden & Glidden your car accident attorney in Colorado Springs, Colorado, to discuss your specific legal situation.

car accident settlement

How Insurance Companies Calculate A Car Accident Settlement

Car accidents occur everywhere, and Fort Collins, Northern Colorado, isn’t an exception. With two large college campuses, these growing towns are ripe for car accidents, pedestrian accidents, and bicycle accidents resulting in injury and even death.

Car accidents that occur in Fort Collins, Colorado, occur for a number of reasons; Distracted driving, rain, reckless driving, driving while intoxicated or under the influence of drugs or alcohol, inexperienced teen drivers, and night driving to name a few. Car accidents can cause severe personal injury and death to the people involved, and extreme damages to the car.

If you’re involved in a car accident, pedestrian accident, or bicycle accident, always ensure you contact AGG Law Firm Fort Collin’s trusted car accident lawyer or car accident, attorney.

car accident settlement

Car Accident Settlement and Claims:

If you or a loved one is involved in a car accident in Northern Colorado, the important thing would be for you or your loved one to seek medical help (in case of any personal injury). Then you should contact the Law Offices of Alhasoon, Glidden & Glidden to discuss your options, before attempting to settle a personal injury claim with the insurance company.  

It is very important to contact the experienced injury attorneys at AGG Law Firm before trying to negotiate a car accident settlement or settling a claim with the insurance companies and before signing any documents from the insurance company.

By signing a release of claim or medical authorization without speaking to an experienced attorney, you are running the risk of significantly damaging your case and potentially providing information to reduce the amount of money you receive in your car accident settlement or claim.

Part of the claims adjuster’s job is to investigate the validity of your car accident claim, which can mean looking into prior accidents, pre-existing conditions, and  reviewing the information made public on social media networks like Facebook and Instagram.

It is important to note that even though you clearly did not cause an accident, you should get help from a car accident attorney or lawyer and call AGG law firm today for a free consultation.

Settlement Factors for Damaged Vehicles

If your claim only involves damages to your car, your settlement compensation will generally be the cost of repairs or replacement of the damaged item.

For example, if you or a loved one is involved in a collision with another driver in Northern Colorado, and only the bumper is damaged, then the settlement compensation will be the reasonable cost to have the bumper repaired or replaced.

The exception to this general rule is when the replacement or repair cost exceeds the value of the car.

In this situation, the insurance company may decide that your vehicle is a “total loss” and pay you for the loss of the vehicle.

Settlement Factors for Injuries

If you have been injured in an auto collision caused by a distracted driver, drunk driver, truck driver, or teen driver the personal injury portion of your case is negotiated separately from your property damage.

For example, if you had a bone fracture, you would receive additional settlement compensation as compared to an accident where an injury did not occur.

The compensation you receive from the insurance company will be determined by a variety of factors including, but not limited to the nature and extent of your injuries and your total medical bills.

Hiring an experienced personal injury attorney can make all the difference in the way your case is prepared and the value your case receives. Call the experienced attorneys at Alhasoon, Glidden & Glidden today for a free consultation to discuss your options.

Settlement for Pain and Suffering

Pain and suffering is an amount in addition to your medical bills to compensate you for your past and future discomfort associated with your injury.

Do not try to face the insurance companies alone. Contact Alhasoon, Glidden & Glidden today to discuss your options. At Alhasoon, Glidden & Glidden we fight to get you the maximum compensation you deserve.

Take Action:

If you’re involved in a car accident, pedestrian accident, or bicycle accident in Fort Collins, Colorado, your first action should be to call the experienced Fort Collins, Colorado car accident attorneys or car accident lawyer at Alhasoon, Glidden & Glidden.

If you have problems with your current insurance company, you can check out Chubb, USAA, Amica, and MetLife. These are some of the highest rated insurance companies to work with according to consumers. If you have been injured and the at-fault party has Chubb, USAA, Amica or MetLife, don’t go through the process alone. Call Alhasoon, Glidden & Glidden and let us handle the insurance companies while you focus on recovering from your injuries.

woman driving car, car insurance coverage

5 Best Car Insurance Coverage Explained

If you’re buying a new car or shopping for car insurance in Denver, Colorado, you’ll likely need to understand the common types of car insurance coverage available on a car insurance policy.

Drivers get involved in car accidents all over the world for several reasons and Denver, Colorado, is not an exception. Most car accidents occur as a result of distracted drivers, drunk drivers and sometimes, accidents occur for no reason.

Therefore, various car insurance coverage is available to help protect you, your passengers, and your vehicle if you’re involved in a car accident.

Chubb, USAA, Amica, and MetLife are some of the best insurance companies out there according to consumers.

The common car insurance coverage options are collision coverage, personal injury protection, and auto liability.  Depending on where you live, some of these coverages are mandatory and some are optional.

If you’re involved in a car accident, always contact AGG law firm Denver’s trusted car accident attorney or lawyer for a free consultation to see how we can help.

1. PERSONAL INJURY PROTECTION

Personal injury protection, or PIP, is available in New York, Michigan, Texas, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, New Jersey, North Dakota, Oregon, Pennsylvania, and Utah.

Like medical payments coverage, PIP may help pay for your medical expenses after an accident. In addition, PIP may also help cover other expenses incurred because of your injuries — for example, childcare expenses or lost income.

Personal injury protection is required in some states and optional in other states where it’s available.

At AGG law firm our attorneys know the ins and outs of PIP. If you’re involved in a car accident that causes personal injuries, do not forget to reach out to AGG Law Firm your car accident lawyer or attorney.

2. COLLISION CAR INSURANCE COVERAGE

If you’re involved in an accident with another vehicle, or if you hit an object such as a fence because you were distracted, collision coverage may help pay to repair or replace your car (up to its actual cash value and minus your deductible).

Collision coverage is typically optional. It may be required, however, by your vehicle’s leaseholder or lender.

If you or a loved one is involved in a collision, ensure you contact AGG Law Firm your car accident attorney or lawyer.

3. MEDICAL PAYMENTS COVERAGE:

If you, your passengers or family members who are driving the insured vehicle are injured in an accident, medical payments coverage may help pay for costs associated with the injuries.

Your insurance claim will cover the cost of hospital visits, surgery, X-rays and more. If you have been injured in an accident, contact AGG Law Firm today to find out more about how medpay can help your case.

4. Liability Coverage

Liability insurance covers bodily injuries and property damage incurred by other drivers and passengers.

If you are liable for causing a car accident, it does not pay for injuries or damages that you sustain as a result of the accident.

States that require car insurance will usually have a statutory minimum level of liability coverage. In Colorado, the state minimums are $15,000 for property damage and $25,000 per injured person and $50,000 per occurrence for injuries

Liability coverage has two components:

  • Bodily injury liability your insurance claim may cover the costs related to another person’s injuries if you cause an accident.
  • Property damage liability may help pay for damage you cause to another person’s property while driving.

5. UNINSURED AND UNDERINSURED MOTORIST COVERAGE:

If you’re hit by a driver who doesn’t have insurance, uninsured motorist coverage may help pay for your medical bills or, in some states, repairs to your vehicle.

If you’re hit by an underinsured driver, that means they have car insurance, but their liability limits aren’t enough to cover your resulting medical bills. That’s where underinsured motorist coverage may help.

Ensure that your car is always insured with the proper coverage to protect yourself and your family. Chubb, USAA, MetLife, and Amica are some of the insurance companies that offer great coverage plans.

If you’re involved in an accident in Denver, Colorado, contact the car accident lawyers and attorneys at AGG Law Firm in Denver, CO for a free consultation.

costs of a car accident

The Hidden Costs of a Car Accident

It’s natural if you have experienced a car accident to have some reluctance about whether or not you take the matter to court before you know the full costs of a car accident. Alongside any injuries that you may have sustained, you might be hoping to put this experience as far behind you as possible. You may feel bad for the other person involved in the incident or you might not be the type of person who likes to sue.

Yet you might find that you’re overlooking the hidden costs of a car accident. In fact, deciding against seeking compensation for a car accident that wasn’t your fault might be more expensive than you think.

Loss of wages

It might seem surprising to consider, but you may find that you struggle to maintain your income after a car accident. Your doctor may advise that you should stay out of the office for days, weeks, or even months.

The sad truth is that a lot of Americans aren’t in a position to be able to take this kind of financial hit. It’s vital to consider how you’re going to pay for your basic living costs should you have to take a loss of your wages.

Replacement transportation

If the car accident you were involved in has caused damage to your vehicle, you may find it challenging to get compensation from your car insurance company. In many cases, it will depend on how the insurance company determines who was at fault.

Even if you sustained no injury, the costs increase if you then have to factor in having to pay for transport to work. However, if you’re having to travel to and from medical appointments, this is going to add to your transportation costs.

Medical bills

It’s almost impossible to determine the amount your medical bills will cost you. While you may perceive an injury to be minor, it could possibly develop into something which needs serious medical attention and expensive medical care.

You may find that you have to invest in aids to help you to move easily, or expensive rehabilitation sessions to get your body back to physical health. So, while it may seem on the surface that you don’t have any bills that need to be covered, you could end up for footing expensive medical bills after a car accident that wasn’t your fault.

The best way to know whether or not you should seek compensation is to get in touch with a qualified attorney. You can then be taken through the details of your case by an experienced professional who understands the complex ins and outs of a car accident compensation case.

At AGG Law Firm, our personal injury lawyers will meet with you to discuss the strength of your claim and talk you through your various options. At these times it’s important to have knowledgeable lawyers and authority on your side, who can provide you the peace of mind you deserve.

teen driving

How to Get Your Teen to Drive Better

As every parent knows, trying to keep your children safe is something that can keep you up at night. The world is full of worrying things, but when it comes to your young teenage driver, your concern can seem like it’s holding them back from their greatest dream! Whether you’re worried about your teens driving in big cities like New York, or simply around Fort Collins, Colorado, there are a couple of tips you can employ that can help your teen to drive better.

Show them the behavior you want them to exhibit

While instructing your teenager to be safe behind the wheel is important, you may find that they are resistant to the direct approach. Anyone who has ever experienced their teenager kicking out against the rules knows that this can be a continually challenging experience. So how do you get them to take vehicle safety seriously, without feeling like doing so will lose them their credibility?

It helps to show, rather than tell. The subtle action of showing your teen how to drive safely and to respect the rules of the road is a great way to instill habits into them. If they see you driving with care and attention, you’re already halfway there!

A 2012 Study by Toyota found that the bad habits a young person exhibits behind the wheel are often picked up from their parents. It’s important to remember that every time your child is in your car, they are learning how you interact with the world from behind the wheel, so do the right thing and show them good, safe habits.

Show them exactly what can go wrong

Not just the purview of young people, it can be easy to assume that bad things on the road happen to other people. As you well know, when you’re behind the wheel of a car, it’s not always up to you how your road experiences go.

So, it’s important to make sure that your teenage driver has an understanding of the impact that unsafe driving can have for all concerned. As the statistics on intoxicated and dangerous driving keep increasing, it’s important to make sure that your teen is aware of the damage that can happen.

Some research has also shown that encouraging your child to interact with the victims of car accidents can make them focus on what can go wrong, and how life-changing the reality of a car accident can be.

Make sure that your teenager is aware of the impact of accidents, and the realistic consequences of being in a road traffic accident. The aim is not to terrify your child, but to show them what can happen if they drive unsafely, as well as preparing them for what to do should they find themselves in a car accident.

Driving is a great joy, and you want to make sure your child can benefit from the freedom and independence of being behind the wheel of a car – while also being safe. You can also contact AGG Law Offices if you want to find out the steps your teen might need to take should they be involved in an accident. Our attorneys are parents too, and we will fight hard to make sure your child gets the justice they deserve.

car crash

Determining Fault In A Car Accident

Fault In A Car Accident

Car accidents are often complex, intense moments in a person’s life and sometimes the real damage doesn’t surface until long after the crash itself. In this case, circumstances are everything and the amount of ‘fault’ for the accident that is determined during investigations determines the amount of money that a driver is liable for after a wreck.

But how is fault determined? Who makes those decisions? Let’s start by discussing a few things first:

Determining Fault For An Accident In Colorado

In many cases, proving fault is key to winning the compensation you are entitled to after an accident in Colorado. Sometimes fault is obvious, but at other times, it can prove to be more difficult. When it’s questionable, there can be confusion around who actually caused the accident and who is legally at fault.

Unless it’s extremely clear that you’re the one responsible for the car accident, it’s important to speak with an experienced car accident lawyer in Westminster. Don’t assume you can’t recover damages if you’re unsure that you’re at fault until you talk to a lawyer!

Every car accident is unique and it’s important to discuss specifics with a qualified attorney to determine liability and fault of your accident.

The state of Colorado is an At-Fault state. What this means is that drivers are allowed to file personal injury claims against the parties at-fault without waiting to reach a specific financial threshold before doing so.

Car accident victims in Colorado are legally entitled to seek compensation in one of three ways after an accident:

  1. By filing a claim with their own insurance company if the at-fault driver is uninsured or underinsured.
  2. Filing a claim against the at-fault driver’s insurance
  3. Filing a personal injury claim against the at-fault driver

Colorado practices the modified comparative negligence legal theory. What this means is that if you’re less than 50% at-fault for the accident, you’re entitled to seek compensation for your injuries. The amount of damages that you’re eligible to receive will be reduced by the percentage of personal responsibility you hold for the accident. If you’re determined to be at least 50% responsible for the accident, however, you’re not allowed to seek compensation at all.

If a jury finds that an injured party was speeding before they were hit by a drunk driver, they may determine that the victim was 10% responsible for the accident, and as such, their own injuries. If the jury determines that the injured party suffered $100,000 worth of damages due to the accident, the victim would only receive $90,000- 10% less than the amount of damages incurred.

The Problem of No-Doubt Liability

Authorities and insurance companies will almost always assign fault to a driver who rear-ends another. This is known as ‘no-doubt liability’; an accident that is almost always a certain driver’s fault. No-doubt liability accidents are extremely difficult to argue against in court and will generally result in a quick settlement for victims. While rear-end accidents are the most common form of no-doubt liability crashes, these aren’t the only form they take. Here’s a few other examples:

  • Backing-up drivers: Drivers who are backing up are typically at-fault for crashes regardless of circumstances.
  • Red Light runners: Drivers who run red lights are usually at-fault in car accidents
  • Left Hand Turns: Drivers making left hand turns in front of drivers going the opposite direction are usually at-fault in car accidents
  • Impaired drivers: Drivers under the influence are usually assigned fault in car accidents.

Drivers who break basic traffic laws or texts while driving increase the chances they will be determined liable in an auto accident.

Take Note: Even though you may have done one of these above items at the time of the crash, your conduct may not be the reason the crash happened. This means that there is a possibility that you’re not considered to be the at-fault driver. This is why it’s crucial to call a lawyer to help you navigate this complex situation and determine liability.

AGG Law Is Here To Help

If you or a loved one has been injured in an accident that involves a commercial truck, you may be entitled to compensation for your injuries through a legal claim against the responsible parties. AGG Law Firm takes prides in advocating for victims that suffered injuries from  commercial truck accidents and recovering the compensation our clients’ deserve. Contact AGG Law at (720) 708-2988 today for first class legal representation!

car accidents

Distracted Driving – The Cause of 26% of Car Accidents in the US

Distracted driving is one of the largest causes of car accidents in the US. Whether it be texting and driving, eating, or using the navigation system, individuals do things to take their focus off the road and thus endanger their lives and the lives of others. If you were in a car accident caused by a distracted driver, contact our experienced car accident lawyers to ensure that justice is served.

What is Distracted Driving?

Distracted driving is doing something while driving that makes you take your attention away from the road. This can be anything from texting or talking on the phone, to eating or using the navigation system. These distractions can cause you to lose focus and take your eyes off the road, endangering yourself and other drivers.

It has been shown that if you take your eyes off the road for only 5 seconds while driving at 55 mph, that is long enough to travel the entire length of a football field. Taking your eyes off the road is not the only way you can be distracted either.

There are three categories of distractions: visual, manual, and cognitive. Physically looking away from the road in front of you falls into the visual category, and this is the most commonly occurring distraction. A manual distraction is when you are using your hand or hands to do something else besides controlling the steering wheel, such as using the navigation system. Cognitive distractions occur when you are not focusing on driving but rather communicating with others or thinking about something else.

Texting while driving is the most common way drivers are distracted. This hits all three distraction categories, and according to a study conducted by The Zebra, it is six times more likely to cause an accident than drunk driving.

Distracted Driving Statistics

According to the US Department of Transportation, distracted driving caused over 1.6 million accidents in 2018, leading to over 500,000 personal injuries and 6,000 deaths. Texting while driving is particularly dangerous, with the same study showing that texting increased the likelihood of crashing by 23 times. Aside from the high cost to people’s lives, distracted driving accidents were responsible for over $125 billion in societal damages.

The Department of Transportation also found that 26% of all motor vehicle accidents were caused by the use of cell phones – a staggering statistic considering 77% of teenagers admitted that they or an adult they know uses their phone while driving.

The Colorado Department of Transportation stated that 43 crashes occur each day due to distracted drivers, and in 2018 alone there were 15,673 accidents. These accidents were not specific to one county, with many occurring in the Westminster, Broomfield or Arvada in Adams County.

What to Do if You are Involved in a Distracted Driving Accident

If you or a loved one has been injured in an accident caused by a distracted driver, you may be able to recover damages from the at-fault driver. To prove that the driver was distracted, you can use the initial police report, cell phone records, video footage, and witness testimonies. If those are not available, in some cases an accident reconstruction expert can help you prove that the at-fault driver was distracted while driving.

Our attorneys can help you get the justice you deserve and have years of experience in representing clients in distracted driving cases. They understand the severity of the situation and know that you deserve to be compensated after an accident.

Contact our attorneys at the Denver-based law firm Alhasoon, Glidden, and Glidden to ensure that you get the legal support you deserve to help make you whole after a car accident. Contact us at (720) 487-1050 today to speak to one of our attorneys.