car accident not your fault

In Car Accident That’s Not Your Fault – Can Your Insurance Rate Rise?

If you’re involved in an accident in Denver that’s your fault, it’s common sense your insurance rate will increase. However, even if the accident wasn’t your fault, you might find that your insurance rate still increases.

To make sure this doesn’t happen to you, it’s important to make sure that you understand how the laws about insurance work in Colorado. Remember that if at any point you’re uncertain of your rights, you should get in touch with AGG Law Firm  an experienced attorney who can help you.

Colorado Is a Fault Car Accident State, where the person who is at fault must pay for any damages suffered. The law in Colorado specifies that all drivers have to have a minimum amount of coverage to drive legally, and this will be covered out of their insurance. Rather than paying out-of-pocket, their insurance company will cover the costs up to their policy limit.

If you have experienced an injury thanks to a car accident in Colorado, there are three routes that can help compensate you for your losses.

Firstly, you can claim through the at-fault driver’s insurance company which allow you to be compensated up to the at-fault driver’s policy limits. Secondly, you can file a claim via your own insurance company, which will entitle you with compensation up to your policy limit. Or you can file a personal injury lawsuit through civil court.

Compensation is essentially there to cover you for any losses that you’ve suffered due to the accident. These can range from medical expenses, pain and suffering, damage to your car, lost wages following your accident, or more.

To find out what you’re entitled to, it’s important to consult with AGG Law Firm your experienced Denver accident attorney who can advise you on the best course of action for you. However, even if you’re not at fault, your car insurance rates can increase after a car accident in Aurora, or anywhere else in Colorado.

Why Might Your Insurance Rate Increase?

There are several reasons that your insurance rate can rise, even when the car accident was not your fault.

  • You are considered a high-risk driver.
    Even if this particular accident was not your fault, your insurance company might consider you to be a high-risk driver. This may be because you have a history of traffic violations or a history of car accidents. You may also find if the insurers consider you to be resident in an area where accidents are likely, and you may be considered for being high risk.
  • The seriousness of the crash.
    If your insurer must pay a large amount of money out on the claim, for example, if significant injury or property damage has been caused, your insurer may decide to increase your rate.
  • You are partially at fault.
    If you are considered partially at fault for the accident, no matter how little you contributed, the insurance company may decide to increase your premium.

What You Can Do About It

If you were not at fault for an accident, but your insurance company increases your rate, you may want to fully investigate your options. You’ll find that new charges apply when you renew your coverage, so you have some time between filing and paying the surcharge. Reach out to an experienced attorney to help you work out the best course of action. AGG Law is also willing and able to be your advocate and offer you expert advice while you go through this trying time.

car accident settlement

Pedestrian struck and killed crossing Sheridan in Edgewater

EDGEWATER, Colo. — A man crossing Sheridan Boulevard at West 20th Avenue Friday night was killed after he was struck by a car, police in Edgewater said in a release.

Police identified the victim as 43-year-old Cameron Lyle of Denver.

Police say Lyle was crossing the busy five-lane road around 11 p.m. when he was struck by a southbound vehicle, which remained on the scene.

After the crash, bystanders came to the aid of Lyle, performing CPR on the victim until paramedics arrived, according to the release.

Lyle was transported to an area hospital where he was later pronounced deceased.

It’s not clear if Lyle was crossing against the light. Police said the driver of the vehicle that struck the victim is cooperating with their investigation.

Police are asking anyone who may have video of the incident to contact them at 303-235-0500.

Fatal Scooter Crash In Denver Was Man Visiting From Montana

DENVER — The friends of a man who died following an electric scooter crash in the Highlands say he was visiting Denver from Montana.

Friends of Cameron Hagan, 26, say he planned to visit a Colorado Rapids soccer game and attend a concert with a friend. But on Aug. 4, he rode a scooter into an oncoming car and never recovered, according to police.

“He was a great guy,” said Lexie Flynn, who said she was one of Hagan’s closest friends. “He cared hard and he loved hard for the people in his life. He never wanted anyone to feel alone or in pain.”

Flynn had a message for the public about Hagan.

“Please let everyone know that he was very much loved and will be very much miss(ed),” she said.

Hagan was the first person to die on an electric scooter in Denver since they arrived in the city last year.

Requested data from the Denver Police Department and found 51 scooter crashes for which the police took a report since June 2018. Nearly half involved another motor vehicle.

Hagan’s crash occurred in the Highlands, near West 32nd Avenue and North Eliot Street. However, most accidents seem to be concentrated in the LoDo and downtown area.

merging accident


It can be challenging to safely merge lanes when you’re on a busy highway or freeway. It takes more than common sense, and you have to be sure to be paying complete attention at all times. Imagine yourself on the road Colorado, traveling at a standard rate of speed when suddenly another vehicle pulls out in front of you.

Not only is this a worrying and stressful experience that can cause personal injury or damage to your car, but you might also find yourself worrying as to whether or not you’ll be held responsible for the accident.

A failure to yield car accident, including when an accident occurs during merging, can be a complicated issue – and nowhere more so than in Denver, Colorado. If you have found yourself in the situation of having to deal with the aftermath of this kind of accident, you need an experienced Denver car accident lawyer who can provide you with accurate, clear information. Reach out to one of our skilled Colorado car accident lawyers at AGG Law.


While in some cases it can be clear to see who is at fault for an accident – either because of reckless behavior or driving into another vehicle, you might find that determining driver liability in a merging auto accident is less clear cut.

Typically, you’ll find the four major causes of this kind of accident are:

  • A driver takes the on-ramp onto the freeway too slowly, causing danger for those already on the freeway
  • A driver forgetting to use their signals or using their signals too late to inform other drivers of their intention to change lanes
  • A driver intentionally or accidentally abruptly cutting off another vehicle without leaving enough time or space to avoid collision
  • A driver who is trying to cross multiple lanes of traffic immediately, and refusing to wait to safely cross

Merging accidents can lead to serious and severe personal injuries, from bruising and facial injuries to broken bones, spinal cord injuries, or even organ damage.

Usually, it is the driver who is attempting to perform the merge who is to blame for these car accidents, although that might not always be the case.

Sometimes if a driver is going too fast on the freeway or highway, they make it impossible for a driver trying to merge from the on-ramp to safely enter traffic. In this case, it would not be the merging driver who is held liable.

You may also find if a vehicle is merging from the inside lane to the middle lane, and strikes a vehicle moving from the outside lane to the middle lane, then the merging driver may not be held responsible for the car accident.


If you’ve been involved in a merging accident in Denver or Aurora that wasn’t your fault, it’s important to prove that the other driver was negligent. For example, you may need to prove that the other vehicle didn’t properly follow Colorado traffic regulations and failed to properly yield.

You might be concerned you will be unfairly blamed for an accident, even if you’re confident that you weren’t to be blamed. Therefore, it’s so important to seek experienced advice from an attorney who can help you in this situation, and let you know what key information you need to provide to prove how the accident occurred.

AGG Law Firm has the experience and the ability to advocate for you, to make sure that you’re not unfairly punished for an accident that you weren’t to blame for. Our attorneys are experienced in Colorado state law and can help you with all the information that you need, so get in touch with us today.

Six injured in three-car crash on Academy Boulevard in Colorado Springs

A driver is facing DUI charges after a three-car crash that injured six people on Academy Boulevard Wednesday afternoon, according to police.

The crash happened around 2 p.m. at the intersection of Academy Boulevard and Bijou Street.

Police said a Tesla was trying to turn left from Bijou Street onto northbound Academy Boulevard when it was hit by a Ford sedan that was traveling southbound in the northbound lanes of Academy Boulevard.

The Ford then hit a Mercedes that was trying to turn left from Bijou Street onto southbound Academy Boulevard, according to police.

Police said six of the eight people involved were taken to the hospital. Some of them sustained serious injuries, but police said all of them are expected to survive.

The driver of the Ford, 29-year-old Michael Tucker, was arrested on multiple charges, including vehicular assault and DUI.

The intersection was closed for about four hours while police investigated the crash.

pedestrian car accidents

Pedestrian Car Accidents: What to Do and When to Seek Compensation

What to Do in Pedestrian Car Accidents

Pedestrian accidents are no rare occurrence in the United States and especially Colorado. According to a recent writeup by NPR, pedestrian accidents that result in fatalities are at their highest level in years. Around 6,227 pedestrians were killed by motorists in 2018, which is a nearly 4% increase since 2017 and the highest fatality rate since the early nineties.

If you’ve been the victim of an accident as a pedestrian, it is vital to seek legal assistance in the aftermath. Let’s cover exactly what qualifies as a pedestrian accident and what steps you should take after this traumatic incident has occurred.

What Qualifies as a Pedestrian Accident?

A pedestrian accident occurs when a pedestrian is walking, running, or jogging and a motorist are involved in some form of a crash. Some scenarios which qualify as a pedestrian accident include:

  • Running a red light in a vehicle and hitting a pedestrian in a crosswalk.
  • Driving outside of designated streets, such on a sidewalk, and injuring a pedestrian in the process.
  • Either a driver or pedestrian’s vision is obscured by rain, clothing, other objects, darkness, windshield wipers, or poor lighting and are involved in a collision.
  • Backing into or hitting a pedestrian in a parking lot

Determining Fault in a Pedestrian Accident in Denver, Colorado

In a large portion of cases, the driver of the vehicle involved in a pedestrian accident is usually found at fault. However, this is not the case in every single such accident.

The law of negligence is usually used to determine fault in such cases. Essentially, the individual who does not properly exercise a certain level of care in specific circumstances could be considered negligent and thus at fault. In some cases, both parties could also be at fault. This usually involves a pedestrian jaywalking or cross this street at an inappropriate time while a driver is traveling over the speed limit.

Significant injuries and even death can result from a pedestrian accident, making such accidents extremely serious. Pedestrian crashes can result in injuries that put people out of work, disabled, without income, and can even result in death. Because of this, pedestrian victims must seek out legal advice in order to cover their injuries and financial loss after the accident has occurred.

What to Do After a Pedestrian Accident

Regardless of fault, the first thing either party needs to do is call the police or an ambulance. Even if everyone appears to be fine, a police report will need to be filed in order to have proof of the accident and for the police to conduct their investigation and issue a citation to the at-fault party. If possible, witnesses should also be involved once the police have arrived for additional details. Automotive insurance should be exchanged.

While waiting for police or medical professionals to arrive, photos should be taken. These photos (or even videos if possible) of the vehicle in question, as well as any injuries on the bodies of either party. This serves as proof for future use and can be given to the police for their report.

After these steps have been followed, a personal injury lawyer should be called immediately. A personal injury attorney can properly represent the pedestrian injured in such an accident and help them through the process of receiving compensation from the other person’s insurance company or possibly suing the at-fault party for damages. State laws tend to vary significantly when involving car insurance liability, complete with limits and exclusions for different cases. At times, a lawsuit may need to be made in case the fault party or their insurance company are not willing to cooperate.

A Law Firm You Can Trust for Personal Injury Representation in Aurora and Denver, Colorado

Pedestrian accidents are common occurrences in Aurora and Denver. If you or a loved one has been involved in such an accident, you don’t have to deal with the aftermath alone.

Alhasoon, Glidden & Glidden Law Offices are here to serve victims of pedestrian accidents in Aurora and Denver and throughout Colorado. AGG Law Firm has a team of passionate attorneys who are dedicated to advocating for you and have been winning personal injury cases for over twenty years.

Call us today to learn more about how AGG Law Firm can take on your case.